Finance declined

Hi my finance application got declined. Why is this? Has this happened to anyone? X

It happened to me when I went with transform. But years ago had it with my first ba. Plus my credit is really good. I saved up £1500 and the rest I got a bank loan with abbey.

Yeah I got decilined! Not sure why but they can’t change it so I got a loan with hitachi. It had a better apr anyway! Xx

Hey girls company’s use diffrent score comanpys so you u could be really good score with one but the other maybe lower and if Mya has used the other lower one your classed at high risk x

I’ve let my pc know that it declined so waiting for her to respond. I’m a bit confused about it…. So I got declined because they think I can’t afford to pay it? X

Hi girls can someone please tell me how I apply for the loan through MYA? xx

You’ll be able to request a reason why you were declined even if they tell you it is down to your credit score then they can tell you what credit reference agency they used. I’m sure legally they have to give you some kind of reason. If your really bothered then you could get your credit report from the particular credit agency mya use (ie experience) and check they have all the right details xx

Thanks for all the replies!

Maybe my pc will help me and give me some options, I’m thinking to have mine done end of March so still have a little while to sort things out.
Also did you put a diposit down when you go to your first surgeon appointment? X

Ide go with your bank as they know how much money comes n gose they should able to help you xx

I’ve noticed that alot of loan companies require you to be on the electoral roll but don’t mention it !! I hope this bit of information helps you girls xx

MYA is the hardest place to get accepted for a loan. I applied everywhere and got declined, luckily Tesco Bank put £5,000 in my bank in a matter of days. Shop around, places like Tesco have a MUCH better interest rate. I am only paying £400 extra in repayments after the £5,000 is paid off xx

I went with my bank for a personal loan, I too Am only paying back eally small amount of interest as the APR is generally better with your own bank, plus they can see how much money goes into the account/what your like with keeping in the black etc. I got accepted immediately online and the money was in my account within 10 minutes. I bank with HSBC x

Mine got declined, just remember it’s the company not Mya! The way they make a decision is really unfair I think. My boyfriend applied under his details with the company Mya use and it was accepted. Maybe ask someone else and pay them monthly or try your bank xo

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