Finance help

Hey!
Can someone please give me a brief idea on how the finance options work with MYA? Do we fill in a form at the consultation?

I’ve seen some people say they got it fine but others saying they got declined. Starting to worry a bit as wanting to pay half and finance the other half X

Have you tried getting a loan chic? Thats what im doing xxx

They email you over the link and you do the application online so no forms.. It seems to be a bit difficult to get, I tried under my partners name and he got declined. I was going to pay half like you then you can do the 12 month option with no interest (I think) or over 2,3 or 4 years with 19.9% interest (once again I think that’s it but don’t quote me) xx

@samanthabella Ive looked into it but didn’t dare apply for one in case I got declined and it affected my credit rating 🙁 I don’t have bad credit but not amazing either it’s just average so really panicking. Do u recommend any good loan comparison sites?

@ellie2015 I think I saw you comment about that on another topic so that’s why I thought it was hard to get 🙁 what are you gonna end up doing? Paying full? Xxx

Im going with tesco loan hun, you can do it all on the internet an they just send you a couple of forms to sign, quite a few people have recommend it to me xxx

@samanthabella aw thanks I’ve just had a look and the APR rates aren’t even that bad! Have you gone through the whole thing and your loan been accepted? Xx

Yea I’ve had to go ahead and pay in full. Got quite a good discount for doing that so worked out good in a way. I’m sure your managed to get the money from somewhere n might even get accepted yet for the actual finance 🙂 xx

Not yet chic, im doing it beginning of april as i want to save half the money first, all they really ask for is your bank details an how much you earn, aslong as youve never been in debt i dont see why they wouldnt give you the money, also, because im self employed – i was reading a review from someone else who was self employed, all they needed to do was send 3 months worth of bank statements back with the form they send you. Ive heard alot of great things about them!!! You can try amigo loan, but only thing is youde need a garuntor xxx

@ellie2015 ah really? What type of discount – if u don’t mind me asking? We’ll see I suppose 🙂 thanks for your comments tho xx @samanthabella ah okay, hopefully 🙂 hope it all works out for you lovely. Can’t wait for my appointment tomorrow 🙂 xxx

Hi,
I got declined on finance ?…so i no they are strict on criteria…i wouldnt try to apply if you doubting your credit rating isnt good…i had to pay for it in full. Hope this helps x

Hi honey, I didn’t think I’d get accepted as my credit rating isn’t the best last time I checked but I got accepted straight away. They ask how long you’ve been at your current address and how long with your current employer. I worried about the employer one as I have only been there a few months but was all ok so I wouldn’t stress too much 🙂

[Corban]

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• This reply was modified 1 month, 2 weeks ago by Corban.

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