finance?? help

Seems all I ever do is ask about finance I just can’t seem to get accepted, I have a poor credit, only because I’ve made too many credit applications. Although I do have three credit cards with 1400 in total of credit, I’ve tried 1st medical but they said I needed a guarantor for 3600 loan! so I was wondering.. If I put down a large deposit say 1000 am I more likely to be accepted without the guarantor?? I work 34 hours per week and bring in 970 a month! Ps I cantget a guarantor! help please xxx

I’m paying 2500 and then first medical can loan you the rest.You shouldn’t need a guarantor. They wouldn’t give me all the money on finance as I didn’t have a credit rating, haven’t had loans or credit cards. You can always ask your pc if you can do it that way. Hope that helps a bit xx

Thanks so much huni, I’m hoping to apply for 2000 and give them a deposit of 1000 and pay the rest in cash I might try again thanks xx

pm me and let me know how you get on babe xx

Will do

Hey ememz im the same as you hun, i keep getting refused credit because i have too much credit! my credit score is Fair, I got refused for loans and credit cards so my bank tried to get me an overdraft and did for £2700! the bank couldnt understand why i was getting refused credit cards but getting a high overdraft like that! my stepdads lending me rest but its worth a shot hun if your desperate xx

I’ve tried that route hun!! Honestly I feel like I’v

e tried everything!! Rang up barclays to get a loan or an overdraft and

no to both I’m absolutely desperate to have this surgery done and all I do in all my spare time is think about it, research

it and go on these forums!! I’ve got an aplica

tion form th

at tranform cosmetic

surgery sent to me, I’m applying for 2k over 1 year interest free finance

and going to put down a 1K deposit I’m hoping that this will help my chances of getting the loan! Will just have to

wait and see, I need to photocopy bank statements , wage slips , Identification ect xx

Arghhh sorry about the way that last message just looked- my stupid blackberry phone!!

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