Finance options….

i went for a consultation and filled out a finance application which came up with an error, they were meant to call me the day after but havent bothered until today 3 wks later! only to give me the first medical loans address so i can apply myself? but surely they should do it all for me?? i have bad credit but might be able to get a guarantor, i earn 1600 a month and outgoings of only 500 so could save but would rather get finance, does anyone know about myas own finance because they havent even mentioned it to me?

Apply online with santander they decide in 10mins and u fit the bill I was accepted with a dire credit score xx

i am not even going to bother applying with any bank as ive owed lloyds tsb money for credit card and overdraft from 2 years ago which i have just never paid! lol

Lol santander are fab tho i know they didnt even bother to credit check me and they didnt ask me for any paper work!x

I applied for a loan through my bank (Santander) and was declined. This is despite the fact that I have never been in the red, always have money in my account AND have saved alot of money in my savings account which is also through them! It is strange though because they never credit checked me when I applied for my current account lol. I have no idea how that bank works!!

When Santander was first set up, they were willing to offer money about willy nilly. They gave me a credit card for 4k no problem. I’ve never had any problems with credit, always pay everything on time, great credit history. I racked up 2k on my Santander card and paid it all off in full one day. So my balance was nil. The next week they contacted me to say they were dropping my credit limit to £500 and wouldn’t allow me any further credit than that!!! Santander are a law unto themselves.

I told MYA at my first appointment that I had £1k saved and wanted the rest on finance. They gave me the website address of Medical Loans and I just did it myself, very quick online application. They took 3 days to come back to me and approve.

Hi Lisa, is it “firstmedicalloans.co.uk” that you are referrin too? I might check them out too x

Hi Katy, yes that’s them. x

[Author]

Posts