Finance stress!! :(

Hi everyone!

Wonder if anyone can help or been in a similiar situation..?

I have my initial consultation tomorrow, and want to apply for MYA Finance.

My credit history is pretty crap to be honest and have been declined by so many credit cards. Whats the liklihood of being accepted by MYA for their finance, I work full time but its just credit history letting me down!! This is my only hope, I dont have that sort of money saved and unable to get it elsewhere!!

Any advice?!

i think if u can get someone to act as a guarantor (not sure if ive spelt that right!) you have a better chance…but it has to be a parent or a sibling. ive got the number here if u want it? x

What does a guarantor do? take it out in their name? the number would be really helpful thanks! x

i think it works on the principle that if u cant afford to pay it then the guarantor can, as kind of a back up….

this is the number that my PC gave me during my 1st consultation 08456185375 x hope that helps and good luck x

I think MYA base the finance on your credit scoring sorry babe!! I just got a 6k loan with Tesco and I don’t think my credit score is amazing.

XXX

Thanks, got consultation tomorrow so hopefully they can help me!

I cant even get a credit card so i doubt il be able to get a loan lol. just have to cross my fingers and wait n c! x

Ok, got my fingers crossed for you too X

Hi Louise

you can get loans through MYA they will go through a company where you can get 0%for 12 months!!!

if your score is not that good by yourself they may ask for a gurantor.

xxxx hope this helps xx

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