Finance vs. Bank Loan?

Evening ladies…

Did you have finance or a bank loan? do you wish you’d done it a different way?

Does a bank loan come under “paying in full yourself”

thanks gals xx

I half of it through hsbc, wasnt with mya but it’s much easier, it’s part of my bank account and I can just log on and pay when I want how much I want as well as the direct debit. I wouldnt have picked finance. x

I’m thinking a loan will be a lower interest too! x

I am pretty certain that the finance option offered by MYA is interest free x

Hi Sophie , I done finance with mya , to be accepted you’ll will have to have 50% of the money already and give that when you sign for your payment options, then you’ll have 1 year to pay for the rest which is the money left over split into 12 months . I now only have 7 months left and honestly you save more money with finance then a loan with a bank .

Definitely would recommend the MYA in-house option same as the girls said above if you have half the money to pay that up front xx

I went with a 0% credit card – 18 months zero interest and when I get to the end of that I can balance transfer to another 0% if I still have some left to pay. Much better than taking a loan that you need to pay interest on x

Just save up dont get in debt will b with in end

Just save up dont get in debt will b worth it in end

Bank loans cost a hell of a lot more chick if you can’t save up and you can afford monthly payments and have a good credit score or your bf does then you can do it that way with finance and its mostly no extra cost a place near mine does it no extra cost just 106 pound a month for two years but I had bad credit so had to find the money xx

It’s important to consider your financial options carefully, and whether you’ve taken out a bank loan or financed a purchase, it’s essential to evaluate if it was the right choice for your situation. Bank loans are a common method for obtaining financial support, but they might come with specific terms and conditions, including interest rates and repayment schedules that need to be considered.
When you refer to “paying in full yourself,” it typically means that you’re covering the cost without external financing. This can be a good choice if you have the means to do so, as it avoids incurring additional debt from loans or financing.
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