Finance vs. Bank Loan?

Evening ladies…

Did you have finance or a bank loan? do you wish you’d done it a different way?

Does a bank loan come under “paying in full yourself”

thanks gals xx

I half of it through hsbc, wasnt with mya but it’s much easier, it’s part of my bank account and I can just log on and pay when I want how much I want as well as the direct debit. I wouldnt have picked finance. x

I’m thinking a loan will be a lower interest too! x

I am pretty certain that the finance option offered by MYA is interest free x

Hi Sophie , I done finance with mya , to be accepted you’ll will have to have 50% of the money already and give that when you sign for your payment options, then you’ll have 1 year to pay for the rest which is the money left over split into 12 months . I now only have 7 months left and honestly you save more money with finance then a loan with a bank .

Definitely would recommend the MYA in-house option same as the girls said above if you have half the money to pay that up front xx

I went with a 0% credit card – 18 months zero interest and when I get to the end of that I can balance transfer to another 0% if I still have some left to pay. Much better than taking a loan that you need to pay interest on x

Just save up dont get in debt will b with in end

Just save up dont get in debt will b worth it in end

Bank loans cost a hell of a lot more chick if you can’t save up and you can afford monthly payments and have a good credit score or your bf does then you can do it that way with finance and its mostly no extra cost a place near mine does it no extra cost just 106 pound a month for two years but I had bad credit so had to find the money xx

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When you refer to “paying in full yourself,” it typically means that you’re covering the cost without external financing. This can be a good choice if you have the means to do so, as it avoids incurring additional debt from loans or financing.
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