FIRST MEDICAL LOANS? Started by: rosie26

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  • rosie26
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    i was wondering if i have to be earning a certain amount to be accepted for a loan from fml they have sent me the agreement but they havent asked about my income

    if anyone got any info on it would be helpful thank you

    claire1985 4
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    My PC told me before I applied that they want you to earn around £1000 a month – I’m surprised they’ve not asked you as they asked me when I applied over the phone. I suppose they take a lot of other things into consideration too xx

    rosie26
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    is that depending on how much of a loan you want as ive asked for £2000 but i dont earn 1000 a month im only concerned because if it declines then it will affect my credit rating x

    cheeky
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    fml are annoying. I asked for 3000 and could clearly afford on my own and could even pay off in 6 months but they declined my guarantor. I also don’t earn 1000 per month. then my pc got in touch with tom at mya (this man works magic) and he bent all the rules for me and if I paid an extra 250 (which I did upob the phone call) they would accept me! so now I’m acceted but have to pay interest as they would not accept me on 1 year, but if I pay it off in a year I pay a lot less interest. I hope this helps, of they decline tom at mya will sort it. but where you only want to borrow 2000 I can see you will defintely be accepted escpecially if you have a guarantor. :D x x x

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