first medical loans

ive just rang them to see about applying and thought id write down the criteria for those thinking of applying:

over 21

be in full time employment and earning over £1000 after tax.

If self-employed must be a home owner

and if wanting to borrow over £4000 must also be a homeowner.

Have a good credit history.

If you need a guarentour when you apply you both need to ring at same time to give details and both will be credit checked etc.

Dont think they said anything else but mite help any-one!x

Thank you hun, I’ve been quiet this week as I was declined! Hoping my dad can help me out jointly as he is a homeowner but am so gutted xx

I had 2 that was declined u or your guarantor has to have a great credit history :-

My cousin ended up taking the loan out for me. Going through Transform though, bit cheaper too x

I had trouble as I’m self employed and not a home owner. So my partner is applying with me, as I have the good credit and he has the permanent income lol!

TIP TO THOSE THINKING OF BECOMING SELF EMPLOYED – DON’T! It’s tooooo much hassle!!!

RIAK – Hope you get some better luck hun and manage to get the funds! xx

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