First Medical Loans

Hey ladiess!

Just need some advice… ive been to my consultation and everything and ive booked a date for 19th September. But I applied for a loan of £1950 from first medical loans and had my mum as the joint applicant but it still got rejected and i don’t understand why because my mum is in full time employment, home owner and no other debts? do u know why this might of happened? and does the outstanding balance have to be paid 21 days before the op? hellppp.

lots of love

Dominique

xxxxxx

If I were you Hun, I’d take out a 0% interest credit card. Halifax does a good one, 0% for 10 months. X

They proper messed me about… Got accepted for 0% with my mum as a joint, rang them up an said it was urgent and asked as soon as I receive the contract could We just sign it and send it back as Mya needed the money in 2 days. They said yes then the contract arrives asking for payslips bank statements and id! Ended up getting a bank loan in the end but cause it’s such a small amount it’s high interest, either credit card or overdraft are prob the best way if it’s only £2k x

TBH there doesn’t seem to be much reasoning behind their decisions. I applied and was asked for a joint applicant even though my credit history is good and I make 3 times what they asked as the minimum each month. Ended up getting a loan with my bank for some and saving the rest. I had to cancel my original date in april because of all the farce. Try elsewhere and see how it goes like the others say x

FML seem to be fussy, i put in a join application, had to send loads of bank statements then it was refused, they couldnt give my any info to why, i had just had my pre-op, so was feeling really gutted, when my step dad said he would lend me it, interest free!! 12 days to go!

im gunna be sending everything off today in post, but ive just got a rli bad feeling that they will say no x

Thanks ladies, ive got a meeting with my bank tomorow to see about applying for a loan, a bit worried really because I dont want it to be declined and then have it damage my credit score even more! Dya think that your own bank is easier to get a loan from considering they see how much is comeing in and out of your account each month? and can the full amount of the BA be paid a couple of days beforehand or does it have to be like 21 days? xxxxx

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