first medical payments…

Hiya when do they pay mya for your op? on the day? few weeks before?

and they say you have to start paying them back a month after but is this a month after the day of your op or a month after they give the money to mya? x

As soon as you sign those papers you have to start paying it back the month after.

I dunno when they pay MYA… u don’t really need to worry about that part

MYA say they need their payments all sorted 21 days before the operation though, but I hear some girls have managed to get around this.

I didn’t sign my contract for First Medical until the end of Feb (22 days before my op) purposely so that the payments would come out at the end of the month from now on. And so that I wasn’t paying it back before I’d actually had my operation.

xx

Well im not looking to have my op till september time, but i wanted to make sure the payments will start coming out around my payday which is 29th of every month.

so even if i sign for my loan at the start of september get my op at end of september my payments should start coming out at start of october, is that right? sorry if im confusing lol! x

Yeah, that should be fine xx

alright thanks xx

You’ll prob get a call from them anyway, asking if everything was ok and if your going to sign and send them back. When they called me saying that I let them know that I was waiting. They checked when my operation was and all was fine. xx

with most loans u get to pick which day it comes out. i will give u an example… if u signed the contracts on the 15th march and want payments to come out on the 1st of the month then ur 1st mayment wudnt be till the 1st of may ( NOT april) this is cos it takes around 17 days alone for them to set up the direct debit mandate with ur bank etc, so 1st of april wud be too soon… its normally a good 6 weeks before u start paying basically. ive had a million loans in my years im sad to say hahahaha xxx hence why i know this xxx

Cheers for that. I might give them a ring and find out exactly when my first payment is… Don’t want it to be mid month!! xx

does it have to be exactly 21 days before your op that u sort it all out? im thinking now il want to sign for my loan around the 29th august then i can have it done at any point in sept and then my payments should start coming out around 29th sept. do 1st medical send out an agreement then and u sign and send them back and then when they recieve it they class that as ur starting day? sorry for all questions! x

Nah, 21 days before ur op is the deadline for having ur finance sorted. I’m not sure how First Medical sort out the first payment day. It just says in the document to send it back asap (screw that) and you will start paying next month. xx

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