Getting V12 loan on low income?

Back to square one trying to get finance sorted for my uplift. I am in the process of applying for part time jobs, may even take full time if I can sort out cheap childcare. I understand that if you dont work you cant get the loan is that right? Also, has anyone been accepted for the loan despite having a couple of ccj’s on their file? Mine are a few years old, and are a result of my marriage breakdown (not that there’s an excuse lol!)…I dont have much hope of getting accepted for credit with them on my record. Would be great to hear from someone else who has been accepted despite a bad credit rating. PM me if you dont wanna put your reply on here. And any advice of clever ways to raise money would be great too! Much appreciated girls!

Hi hun sorry can’t answer your whole question but in regards to the part time job you have to work atleast 16 hours per week to be accepted. Xx

I got declined and my credit is what the score as fair, i work 40 hrs Per week and earn £1250 a month. V12 are ********, no offence mya. Luckily i had half saved before i applied for loan, stil in process of gettin other half x

I was accepted I am on a low wage I’m only a 16hour contract, I have decent credit history as far as I know though xx

I got accepted and I work full time 42 hrs I

Was really shocked as I always get turned down by credit cards etc xx

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