Gutted!! :(

So basically I applied for a loan through 1st medical, and they’ve said they can accept me but only if I use a guarantor!! I can’t use anyone!! I’m so upset!! My mum and brother are DEAD against cosmetic surgery, my boyfriend just won’t! And my dad well that would be a hard one to explain to him! Don’t know what to do? Any suggestions greatly appreciated!!?? Xxx

Try applying for credit elsewhere hun, your bank or capital one card. Took ages for me to finally get somewhere with first medical, now my hubbiw and step father are joint, but if you were accepted and all you needed was guarantor your credits not that bad someone else will give you it. I was turned down and didnt even ask for guarantor, so was hubbie – so the step father had to be a joint applicant. Hope you find somewhere xx

I thought u were sayin ur mum and brother were dead for a sec there!

Why don’t u try get a loan elsewhere? Or put a bigger deposit down? They said i’d need a gaurentor so I put £1850 down,borrowed £2000 and was fine. Xx

I applied for 2000 and that’s what they said!! I have a poor credit rating its 690 I’ve already applied for a loan via santander and was declined!! Really don’t know what else to do other than save and wait forever for the treatment, just feel like my fam and bf are so bloody selfish I’m sat here so upset!xx

Is there no way to talk ur bf round? U cant sweet talk him or something? Credit card?x

just to say each time you apply and are turned down it drops your credit rating even further, making it harder each time.

Try tesco loans!! They are brill x

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