0% int only if you take it over 1 year. You have to have a good credit rating and/or be a home owner or have a gurentor who is, in employment earning over a certain amount, all the usual shiz really. Your not going with MYA you are going with the surgeon and the surgeons operate under load of different groups. For example Mario Russo has is own company I believe as well as working with Mya, I’d say research the surgeons not just the company. Good Luck. xx