loans/finance

Hi, just wanted to ask if any-one has managed to get a loan where they havnt had to start paying back till after a certain time? also how likely are banks to give loans when its for surgery? xx

if your credit good ull get one..i managed to get finance but it was hard as i got shit credit xx

donnamay, where did you get finance if you dont mind me asking…? I don’t have good credit either x

i was thinking about asking santander who r my bank anyway and see what they say but ages ago i went for a loan to get a car and they said no cause i had no credit, but ive had a car on finance for nearly 3 years now so will that add to my score? x

well this the thing i think its only scotland mya glasgow that youz this comp to fund your BA they called internatial acseptance! as other girls i told from england there myas said they dont use this comp….no one would give me a loan i was crying 4 months caz i make a god wage no got other credit…just caz i had bad credit history it sticks!!! but this comp just took my pay slips n bank statments and said YES!! god must have felt sorry for me lol…..where u hoping to have ur BA? xx

I dont know i think its manchester or london where they do them isnt it, im going for a consultation with transform on sat to get prices etc so ill have to see what they say about their finance options, but just want it doing sooner then later! dont wanna have to wait and save so much to put down for a deposit then get it done x

if you been paying you car i dont see why bank wouldnt give you one now! i know no credit is bad credit…mad xx

i went to transform too and harley med but i liked the mya team the best spent loads o time with me they fab xx

mite go to mya aswell and see what they say too, hear bad things about harley med on here tho so dnt think il be asking them but mya and transform seem ok! x

yip see what you think yourself good luck with it i got my op in 5 sleeps…whoow lol xx

aww good luck!! xx

Hi Laura21!

If you want to know your credit score- u can go on to “experian”, and get it for £5.95! Thats what i do! It will tell you what catergory u are in (ranging from very poor- excellent), and will give u an indication on wether u can get credit!

Just an idea, hope that helps!xx

i was with experian and they were charging me summat like that a month just to view my report and said i had to pay more to view my score so i canceled with them lol! mite just go to my bank and ask worth a try i suppose! going to see mya and transform on sat to get some prices so they will be able to tell me aswell if i qualify for finance wont they xx

Oh right!! Yeh, i pay £7.99 a month to view it!

Yeh, they’ll be able to tell u the criteria hun!

Best of luck!

xx

thankyou xx

Santander agreed to give me a loan 10mins after i applyed online my credit score is just 577! go for it i wasnt even asked for paperwork! it was fast 2 xx

i was going to do it online today but i chickened out lol! need to know if i set up a loan can i start paying it at a later date, im paying off my car finance til sept this year so wanted to start paying them after that but dunno how flexible they r so mite have to go in and ask some one, didnt wanna do the online thingy and them to accept it and start taking monthy payments off me or something! what do they do just say yeah or no online? x

check me out i have my ba a week today and cant get finance!!!wheeey happy days i say!!! help me girls x pllllssss x

oh no so what u gunna do then? x

no idea i need some help thinking have u idea ideas hunxx

Wont some places give you the money if some one acts as a guarantor? i tried to get a loan for my car frm bank and they said no cause of my credit, so i went down to a dealer and they said they will finance me as long as sum 1 will be a guarantor for me x

i dont no which companies to ask!! x

Try Santander & Tesco’s!

xx

tried santander!!! they sed no duno why? x

Just be careful with how many companies you ask, as that can affect your credit rating.

Have u tried many hun?

Can you go on experian and order your credit score?? That will give u a good indication of how it is.. plus they can match u with loans, credit cards etc.

xx

Hi laura21

Have you discussed our new finance packages with our great patient care team? We always assess each person individually and really tailor a finance deal to suit your needs. If you’d like more information, please give us a call and we’ll be happy to discuss options with you. (08000 14 10 14)

MYA x

me and my partner sent away for out credit reports!!! we still have them only got them a few weeks ago! my partner tried santander and sainsburys both sed no hes had no credit cards or loans…we have the money coming in but cant get finance… what the hell its so stressing… im waiting to her bout a 1 back in the morning fingers crossed!!! xx

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