It may be a bit of both. Obviously she’s had a bad experience and is going to be biased towards the negative chances which could happen as shes experienced them! But remember thats just extremely unlucky…
You do have to remember that only rupture and CC is covered by MYA though (to my knowledge), and if something is the fault of the surgeon it seems to be covered although they arent very keen to re-op about this it seems from people who have experienced this!
So as long as ur prepared for things which could happen then its all good 
Its the best thing i did, even though im a little unhappy at the mo its still better than having nothing before…
it depends on ur priorities i guess!
xx