MYAs new finance company V12 do you need a guarantor like with fml loans?

heyy girls

With MYAs old finance company fml loans you needed a home owner to act as guarantor is this still the case with there new loan company V12. Does anyone know??

xxxx

We got a loan with them and we aren’t home owners!

V12 are alot better i had nothing but trouble with FLM x

Did you need a guarantor? xx

Do you have a number or website address for V12? x

No we didn’t, my hubby applied for it and he got a pretty good job so not sure if that made a difference or not.

I do have one but didnt need one i just transferred my file from FML to V12 no but someone said before have have a website look on google for V12 loans x

I googled it but V12 comes up as retail loans for businesses thats all i can find :S

Did you girls just apply through directly through MYA rather than V12 then? xx

Appreciate your help btw x

Here’s their number: 02920 468900 and web address: http://www.v12retailfinance.com

Xx

Yep we did apply with mya

No probs happy to b of help x

aww thankyou both very much xx

Have you both had your ops now then ? would you mind if i friend request you? x

No mine will b done on 2nd Nov but I only had my pc consultation on the 1st Oct so its all been really quick for me, maybe I’m crazy lol! When do u want urs done? Oh Yep add me if ya like

ohh really bet your really excited!!

Mines booked for the 4th nov but i may have to move it back because of this loan MYA like you to pay for op 21days before dont they. But i am excited about meeting my surgeon tomorrow. Did it take long for the loan to come through? xx

whos your surgeon?x

reg7 my pc said theyve recently doubled it and i need to pay 42 days in advance!!! it sucks, im payin the balance off 31oct, but then cant get them done til dec 13 has anyone else been told this? xxx

really?!! They haven’t told me that. Maybe they will if i have to move it back i hope not though Have you paid your deposit? xx

yh im all sorted, paid 2200 cash! i really hope i can get a late space for nov xxx

aww thats good then hun! ive paid deposit aswell but hope i dont have to pat 42 days before if change my date xx

Hey!!! My op is 25th Nov and my balance has to be paid by 4th!!! x 3 weeks before!!! x

yeah 21days thats what i was told too. Hope it doesnt change xx

Just like Skybird, my op is 25th Nov and I’ll pay the balance of on 31st Oct!

O not gd for me then mayb its cos they no im not in a paid job (im my sons career) they might b worried I wont come up with the rest? Xxxx

21 days before but they can be flexible

With this aswell if you explain circumstances to them I paid my balance 14 days before but I had already paid £2600 of it off just had the last bit to pay so I paid that when I got paid x

I got finance with V12 today got accepted wooo!! My op is the 9th Nov and im not signing my contract for finance until i go into see surgeon on the 19th and wont start paying it until a month after that but i spose they know ive got the finance because i got it through MYA. My patient co-ord told me if your paying your balance in full it needs to be paid 21days before but they can be flexible depending on circumstances xx

And btw girlies if anyone is having trouble finding a loan finance ect i would recommend calling MYA and applying for V12 finance with them. I have had a nightmare trying to get a loan because i have a ‘non-existent’ credit rating im only 21 and having built my credit rating up but i was accepted. So glad i came on here or i would never have known about V12 thankyou to all the girls that told me about it and answered my questions xxxxx

havent**

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