pissed off feel like crying

after waiting ages for yes or no from v12 they declind me why ??? no bad credit history good income home owner fuck off don’t cover it

Aww hun That’s loan companies for ya. Can you use a card, or borrow from family? You could also ask the bank xxx

Ask them why Hun as they might’ve got it wrong. They should offer to do a joint application for you or at least offer you another solution? Know how disappointed you must be but don’t give up without a fight xx

Do you do mOr than 16 hours a week? X

Yeh deffo aak them why because that doesnt sound rite at all xx

No it does not sound rite at all agree with Staceyanne xxxxx

Do you do mOr than 16 hours a week? X

hi yes I work 30 hours a week my husband works 40 and have a good income no debt so pissed off

heather, we have always found it hard to get credit. bank said to us “because you have no credit history… get a credit card, run it up and pay it off and you’ll have better credit”. no wonder this country is in shit loads of debt!!! so sorry to hear you got refused. have you tried approaching your bank or like some, get a credit card on interest free and get paid off just as quick?xx

they said no to me aswell i had problems with first medical loans but they finally accepted me yesterday! try tescos people have been telling me how good they are and its quite quick apply online theyl send you the stuff then just send it back x x

That doesnt sound right hun i agree witrh the other girls. My application onlt took about 5mins and got a decision in seconds (thats not meaning to rub it in at all chick jst i dont understand why it took them ages to get back to you). Will your husband do it for you in his name? They told me if i was unsuccessful i could put the finnace in someone elses name on my behalf might be worth trying? xxxx

Did you go directly through V12 or through MYA also hun?xxx

i was just gunna say same thing charlotte if youve never had a loan or finance or credit cards etc, they have nothing to show what ur like as a payer so they might see you as a risk incase you cant pay it back cause uve never done it b4. but youve said your a home owner so can they not see you paying bills and a mortgage etc? it is sh!t how it works i had problems with 1st medical so in end i just said sod it and got a loan with my bank and got accepted within minutes when i applied online x

I applied yesterday and got accepted, I have a credit rating of only 500, due to applying for credit too many times in the past !! I’ve tried everywhere and never been accepted, so I just thought what do I have to lose and tried v12 and got accepted, I’m on 16000 a year and live alone, I work 34 hours a week, got accepted for 3200 over 2 years interest free x

I think you should go back to them hun and ask why u wernt accpeted sounds to me like there could have been a mistake there somewhere dont see why you wouldnt have been accpeted from what youve told us in here. Dont have anything to lose going back and asking and not to get your hopes up but you never know worth double checking xx

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