Heyy dominique1991
First of all i love V12!!! I have had such a hard time trying to get a loan kept being turned down by loads of different companies so i was the same as you worried to apply but then i thought if everywhere else is turning me down its worth a try because no one else is going to accept me so was kinda my last chance nd if i didnt get excepted was gonna have to start saving.
Id go for it hun it takes about 5mins to do the application over the phone and you get an answer in a few seconds.
You can pay any amount of deposit you want minimum of £500 and can pay whatever you borrow back over 1,2,3 or 4 years and i think over 1 or 2 years is interest free! It gets paid directly to MYA and you pay each month by direct debit as you would with other loans.
Honestly hun i never thought id get it id almost given up trying to get finance nd was coming to terms with fact id have to wait and save but it couldnt have been any easier with V12.
Hope this has helped abit but remember nchick you gotta do what feels right for you.
Good Luck!! Keep me posted.
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