no no hunny dont mind at all, well i had bad credit abt 6yrs ago and its only not back to normal and the load mya found for me and it just seemed to be managable for me paying that £144 a month back for 3yr … the best way for me would have been getting a 0% credit card and paying for it that way coz if i had done that then i wouldnt of had to pay any intrest at all i would of just had to balance transfer my card every year till it was payed and would of saved abt a grand and a half …
So if you can hunny apply for a 0% credit card for the amount your surgery is going to cost then pay for it that way that way you wont have ties with finance.. just im sooooo despo for my boobs to be done befor the summer i went and got the finance, totally up to u tho hun what evers best for you xxxx good luck and stay in touch x