Ways of getting finance without going through first medical loans???

Hi everyone, Im a student, work part time and my mum is willing to be an applicant for me. I just got turned down by first medical loans and don’t no what to do now I have tried for credit cards but because i have a bad credit rating i always get turned down. Does anyone know any other ways of me getting the money I need. Would be soooo grateful Thanks xxx

Hiya,

You havent said whether you’ve considered applying to FML with your mam as a guarantor??

I had to get a guarantor because im Self Employed and dont own my own home. I think if they have a property for security you maybe more successful?? x

yeah my mum was my guarantor for me with first medical loans. x

MYA are doing a saving scheme now, can you not do this?

Speak to your PC hun, i got declined at first by first medical and my PC got her director to speak to them and they called back the next day and accepted me! MYA put money towards funding first medical so they get a bit of a say in who gets accepted and who doesn’t its worth a try! I was gutted, thought that was it but ended up going through!

xx

Have you looked into other medical loan companies? You’d have to find out if the money can be used at Mya but I know I would look down this route becuase they offer long periods of interest free.

Your could try a different guarantor if you have one?

It is tough, I know. Maybe look into loans with banks? if you look on moneysupermarket.com you should get some good advise there.x

thanks guys, your the best! Im going to call me PC now and see what she says. I was aso just looking at older posts and I found that someone had used Zopa before? Never heard of it, has anyone else??? Thanks again guys xxx

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